Terms and Conditions

CreDeMa ICC is only willing to provide the products/services to you upon the conditions that you accept all of the terms and conditions presented in this agreement.  Please read this carefully as it affects your legal rights and remedies.

1. Overview.

The following agreement (“Agreement”) is entered into between you (“Customer” or “you”) and CreDeMa ICC s.r.o. (ltd.), (“CreDeMa”), a  Limited Company, registration number cz24266205 having a business at Revolucni 1003/3, 110 00  Praha 1, Czech Republic and is made effective on the date of electronic acceptance. This agreement sets forth the terms and conditions that govern your use of this website and the products and services (collectively, the “Services”) found at this site, and is in addition to and not in lieu of any specific terms and conditions that apply to your purchase of a particular Service.

Your electronic acceptance and/or use of the Services signifies that you have read, understood and agreed to be bound by the terms and conditions of this Agreement as well as any policies posted on this website and that by such acceptance and/or use of the Services you agree that any previous agreements between you and CreDeMa will be terminated and superseded by this Agreement. CreDeMa, in its sole discretion, may refuse to provide the Services to any one at any time and for any reason. If CreDeMa exercises this right, CreDeMa will not charge you for the Services and/or refund you for the amounts paid for the Services during the month that CreDeMa invokes its right to deny Service. In the event that you provide a purchase order or other ordering document to facilitate your purchase, the document is incorporated by reference only to the extent that it identifies the Services to be purchased, and all other terms and conditions included in such document are hereby rejected by CreDeMa.

CreDeMa, in its sole and absolute discretion, may change or modify this Agreement, and the corporate policies and/or Service Specific Terms which are incorporated herein, at any time, and such changes or modifications shall be effective immediately upon the earlier of (i) our email notification to you advising you of such changes or modifications (ii) your electronic acceptance of this Agreement after such changes or modifications have been made to this Agreement as indicated by the “Last Revised” date at the top of this page or (iii) your continued use of the Services after CreDeMa posts the amended Agreement to Credema-icc.com.

2. Recommendations

CreDeMa personnel may from time to time recommend third party software or other products and services for your consideration. CREDEMA MAKES NO REPRESENTATION OR WARRANTY WHATSOEVER REGARDING PRODUCTS AND SERVICES THAT ARE NOT PURCHASED FROM CREDEMA. Your use of any such products and services is governed by the terms of your agreement with the provider of those products and services.

3. Software Updates

From time to time, CreDeMa may update the software associated with a Service for many reasons, including but not limited to, (a) to fix bugs or problems in previous versions; and/or (b) to enhance functionality or features. CreDeMa makes no warranty that such updates will not affect your use of the Services or introduce new but unknown bugs into the software.

Where support is provided by CreDeMa, we will provide technical support for the most recent update or version of the Software associated with a Service. From time to time, CreDeMa may provide support for an older version(s), however CreDeMa reserves the right to suspend or terminate such support at any time, with or without notice.

4. Use of Customer’s Name and Trademarks

Customer hereby grants CreDeMa a non-exclusive right and license to use Customer’s name and such of Customer’s trade names, trademarks, and service marks (collectively, “Customer’s Marks“) as are listed on Customer’s Content or otherwise provided to CreDeMa in connection with this Agreement (a) on CreDeMa’s own Web Sites, (b) in printed and online advertising, publicity, directories, newsletters, and updates describing CreDeMa’s Services, and, (c) in applications reasonably necessary and ancillary to the foregoing. Customer may use CreDeMa’s trade name, trademarks, and service marks (collectively, “CreDeMa’s Marks“) in advertising and publicity in conjunction with the offering of Customer’s Content via CreDeMa, provided that Customer shall submit copy to CreDeMa for its prior written approval, and provided further that under no circumstances shall such use imply that CreDeMa endorses, sponsors, certifies, approves or is responsible for Customer’s Content. Notwithstanding the foregoing, Customer need not obtain CreDeMa’s prior written approval where use of CreDeMas Marks is limited to inclusion in a list of systems via which Customer’s Content is available.

5. Use of Customer’s User Content

Some of the features of this website or the Services found at this website may allow Customer to view, post, publish, share, store, or manage (a) ideas, opinions, recommendations, or advice, or (b) other content, including but not limited to photos and videos . By providing User Content to CreDeMa via any method (e.g. site submission, email, survey responses, etc.), you represent and warrant to CreDeMa that (i) you have all necessary rights to distribute User Content via this website or via the Services found at this website, either because you are the author of the User Content and have the right to distribute the same, or because you have the appropriate distribution rights, licenses, consents, and/or permissions to use, in writing, from the copyright or other owner of the User Content, and (ii) you do not violate the rights of any third party.

The provisions in this Section apply specifically to CreDeMas use of User Content posted to CreDeMa’s corporate websites or submitted directly to CreDeMa.

You shall be solely responsible for any and all of your User Content or User Content that is submitted through your Account, and the consequences of, and requirements for, distributing it.

You acknowledge and agree that:

  1. Your User Submissions are entirely voluntary.
  2. Your User Submissions do not establish a confidential relationship or obligate CreDeMa to treat your User Submissions as confidential or secret.
  3. CreDeMa has no obligation, either express or implied, to develop or use your User Submissions, and no compensation is due to you or to anyone else for any intentional or unintentional use of your User Submissions.
  4. CreDeMa may be working on the same or similar content, it may already know of such content from other sources, it may simply wish to develop this (or similar) content on its own, or it may have taken / will take some other action.

CreDeMa shall own exclusive rights (including all intellectual property and other proprietary rights) to any User Submissions provided to CreDeMa by any method, and shall be entitled to the unrestricted use and dissemination of any User Submissions provided for any purpose, commercial or otherwise, without acknowledgment or compensation to you or to anyone else.

6. Sales and Services

A contract for us to supply you with goods or services will only be created when we accept your order (which we may do in writing, by email or by fulfilling that order). Goods and services advertised on this website may not actually be available when you place your order as we reserve the right to withdraw services at any time. We will endeavour to deliver goods and provide services on the basis and in accordance with the timescales mentioned on this site but time shall not be of the essence of those arrangements and we will have no liability if we are delayed in or prevented from providing the goods/services by factors beyond our control. This website is made available on the basis that there are excluded, to the extent permitted by law, any terms implied by statute or otherwise and all liability for any loss or damage however it arises out of the use of this website or reliance on its content.

7. Return policy / Cancellation

The monthly subscription may be cancelled at any time. You may apply for a refund at the time of cancelling for subscription fees paid in advance; however, we must receive this in writing by email. Please remember to include your name, the product you purchased and the date you signed up. We will refund any remaining balance that is due to you. If you have purchased a quarterly or 6 month subscription (one off payment), please note that this cannot be cancelled and no refund will be given.

8. Content

All material on this site is protected by copyright. You may only copy, download and reproduce it for your own personal use. You must not use it in any way for commercial purposes or for gain unless you first obtain our written consent.

9. No Solicitation

Customer agrees Customer will NOT approach any employees of CreDeMa and its affiliates with proposals to hire them as its own employees or contractors. If you were to hire any of CreDeMa’s employees, you agree to pay CreDeMa for each employee hired the greater amount of three (3) years’ salary for that employee as you are to pay such employee, or $200,000.

10. DISCLAIMER OF WARRANTIES

CUSTOMER SPECIFICALLY ACKNOWLEDGES AND AGREES THAT YOUR USE OF THIS SITE AND THE SERVICES FOUND AT THIS SITE SHALL BE AT YOUR OWN RISK AND THAT THIS SITE AND THE SERVICES FOUND AT THIS SITE ARE PROVIDED “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS”. CREDEMA, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS DISCLAIM ALL WARRANTIES, STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. CREDEMA, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT (I) THE ABILITY OF THE SOFTWARE TO PERFORM WITHOUT LIMITATION OR RESTRICTION IN ANY GIVEN ENVIRONMENT (II) THE ACCURACY, COMPLETENESS, OR CONTENT OF THIS SITE, (III) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, AND/OR (IV) THE SERVICES FOUND AT THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, AND CREDEMA ASSUMES NO LIABILITY OR RESPONSIBILITY FOR THE SAME.

IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY CREDEMA, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL (I) CONSTITUTE LEGAL OR FINANCIAL ADVICE OR (II) CREATE A WARRANTY OF ANY KIND WITH RESPECT TO THIS SITE OR THE SERVICES FOUND AT THIS SITE, AND USERS SHOULD NOT RELY ON ANY SUCH INFORMATION OR ADVICE.

THE FOREGOING DISCLAIMER OF REPRESENTATIONS AND WARRANTIES SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE.

11. LIMITATION OF LIABILITY

CREDEMA ASSUMES NO RESPONSIBILITY WITH RESPECT TO CUSTOMER’S OR END USER’S USE OF THE SERVICES AND SHALL NOT BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, OR SPECIAL DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF USE, BUSINESS INTERRUPTIONS, AND LOSS OF PROFITS, LOST REVENUE OR PUNITIVE OR EXEMPLARY DAMAGES, EVEN IF CREDEMA IS AWARE OF THE POSSIBILITY THEREOF. CREDEMA SHALL IN NO EVENT BE LIABLE IN AGGREGATE FOR MORE THAN THE TOTAL FEES ACTUALLY RECEIVED BY IT FROM CUSTOMER FOR THE SERVICES DURING ANY 12-MONTH PERIOD.

IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS SITE OR THE SERVICES FOUND AT THIS SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.

THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE.

12. No Third-Party Beneficiaries

Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.

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